Car Accident Lawyers – Dealing With The Insurance Adjusters

Car Accident Lawyers – Dealing With The Insurance Adjusters

The accident injury clients at our Texas Law Office have learned the best way to deal with insurance adjusters: just don’t deal with them at all. Adjusters don’t call our clients, we take them instead. When adjusters can’t talk to our clients, they don’t have a chance to twist their words around and use those words against them. More about our San Antonio Car Accident Lawyers
Many times an insurance company pressures you to settle your claim for less than it’s worth: often much less. We believe that accepting a fair settlement offer can be beneficial for you and your family after an auto accident. But accepting an unfair settlement can be devastating for your legal rights. When you accept a settlement offer, you waive your right to sue the defendant in the future for more compensation money from your injuries. The settlement is all that you will ever collect from the defendant. So it’s important not to accept an offer unless it’s fair. But how do you tell a good offer from a bad one?

Insurance companies know that most accident victims are everyday people who, as a result of this accident, are usually strapped for cash or maybe living off savings or some other “rainy day” assets, if they’re lucky. You have large medical and auto repair bills that need to be paid quickly. And perhaps you are unable to work as a result of your injuries. Or if a loved one was needlessly killed in that wreck, your already reduced income is used for monthly expenses, which means there’s little left over to pay your crushing accident-related expenses.

Insurance companies’ strategy is to entice accident victims with small amounts of fast cash that might get them back to even. But what if that’s not the end of your financial peril? The settlement you accept from an insurance company before you have an astute lawyer on your side who knows the real value of your damages never benefits you in the long run. But they’re always binding. Don’t let the defendant in your case get away with paying you less than you deserve. The only way to determine a fair settlement from an insurance company that wants to victimize you is with the assistance of an attorney specializing in vehicle injury accident settlements.

Maybe you can’t Afford to See a Doctor or Pay your Medical Bills.

Many people don’t have health insurance which could normally help them afford the treatment they need immediately after they’ve been involved in a car wreck. Even if an accident victim does have health insurance, the odds diminish every day that their treatment needs will be paid for through their health benefits because frankly, health insurance carriers keep changing the rules.

But whether or not they have health insurance is beside the point. Many accident victims are reluctant to get treatment for their injuries because they don’t think they can afford to take the time off of work that they’ll need to see a doctor, or they have higher-than-normal deductibles which preclude even using their health insurance.

Seeing a doctor and getting treatment for your injuries after an accident accomplishes two things. First, it’s essential to your health in general. And it’s necessary for your injury claim or lawsuit. Making every attempt to recover from your injuries strengthens your case because, parenthetically, if you don’t care about your health, why should the court or the insurance company fight for you?

If you can’t afford treatment, or if you already have medical bills that you can’t pay, there’s probably something that our local personal injury lawyers can do to help. We regularly work with doctors and healthcare professionals and can hook you up with the right healthcare providers who will take your dire personal situation into consideration. We have helped many of our clients receive the vital medical care they must have after an auto accident at no initial of pocket cost to them. But that’s not all. We can prove how the time you take off from work to get medical care should be part of the damage compensation owed to you by the defendant in your case.

You have a General Bad Feeling about How your Claim is Being Handled by the Insurance Company
If you have misgivings about how the insurance company is handling your case, trust your gut feelings. The more creative they are in finding ways to deny legitimate claims, the more money they’ll make. And one popular tactic is dragging their feet. This is especially true with most insurers who aggressively market themselves as “minimum coverage” auto insurance firms, although we admit we have been able to deal fairly with a few of them. Even so, it’s best for you to call a Texas lawyer if you have a bad feeling that “just won’t go away” or if any of these circumstances apply:

The insurance company offers you a settlement before the full extent of the medical treatment you’ll need is known.
The insurance company offers you less money than what’s due on your car loan, much less the vehicle’s full value.
The insurance company doesn’t offer you a rental car while your vehicle is being repaired.
The insurance company tells you they’ll pay your claim when you submit your bills but then refuse either to do so or keep stalling you when you ask for payment. (By the way, we NEVER send original bills to an insurer but instead, copies).
The insurance company takes too long to respond to you. This could mean that they’re investigating your claim behind your back or just “shining you on” and haven’t yet told you they have no intention of paying your accident claim).
The insurance company tells you that their settlement offer is “all that you’re entitled to” or “is the best you can hope for and their offer is generous”.

Again – and if you’re lucky – none of these circumstances apply. If so, the odds are pretty good that you can handle your case on your own, without the assistance of a lawyer. Sometimes, plaintiffs can successfully protect their own rights when they’ve been involved in a wreck which resulted only in damage to their vehicle and there were no injuries. If your car was damaged, but you’re not injured, insurance companies are bound by strict guidelines for compensating you for damages to your vehicle, or its replacement. Since these guidelines give them little wiggle room, they have very little opportunity to rip you off when they reimburse you for your repair bills or vehicle replacement. More here about car accident lawyers San Antonio

After a wreck in which your car alone has been damaged, take down the other driver’s contact and insurance information. Then, drive your car or have it towed to a mechanic. The mechanic will bill your insurance company directly, and your insurance company will pay the mechanic. Then, your insurance company will, in turn, submit the repair bill to the other driver’s insurance company for reimbursement.

But sometimes, these two insurance companies will dispute which of them should ultimately be responsible for these bills. But that’s not your problem unless it’s a ruse that leads to denial. Under normal circumstances, they settle their disagreements through a process called subrogation, without any further complication to you. In cases where the damage to (or replacement value of) your vehicle exceeds $5,000, it’s a good idea to at least talk with a lawyer about possibly representing your interests if the insurance companies can’t decide which of them is to pay. This keeps them from becoming a nuisance by involving you in an argument involving them, not you. And sometimes it even encourages to settle their dispute among themselves, and leave you out of it.

Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your car accident claim, and how much compensation you can secure from your auto accident case, call our Law Firm now for a free consultation and find out how we can help you.

Personal Injury Law – Motorcycle Accident Lawyer

Motorcycle Accident Lawyer

A motorcycle crash can be a shocking, terrifying, and life-threatening experience. Accidents may happen before either party has time to react, bringing about serious injury and damage to anyone and everything involved. The events, immediately following an accident can be chaotic and emotions are often running high. If you’re in an accident, it will be hard to remain focused on the essential things then put aside your frustration, panic, and anger. Here are some tips from a motorcycle accident lawyer to follow if you have been in a motorbike accident.

bike crash lawyers
An accident with a motorcycle. traffic accidents with skid marks on road. photo icon.

First of all, take a look around and ascertain if you or anyone, are injured. If so, taking measures like attempting to avoid further injury or loss of blood is the most important thing you can do. Even if, some other driver caused you to be injured it’s just good manners to help the other motorist if they’re injured. Some may even be so thankful that they will confess their negligence to you. More here

Second, contact 911 immediately for help. Even if you don’t think that you’re seriously hurt, it’s always best to be checked over by an emergency medical specialist to make sure. If you are severely injured and can’t move from the road, tell the 911 dispatcher for he or she can dispatch the needed help to guard you against traffic.

Third, get all crucial information, starting from the other driver’s name, residence address, and contact numbers, to the exact location of the accident, names and contact details of witnesses as well as other passengers. In the event that the other drivers make any admissions of carelessness, note those down as well. Although you may only have a few bits of information from your vehicle accident, consider a cost-free consultation with a personal injury attorney with expertise in traffic accidents in your area. Find more about motorcycle crashes here
Not every accident necessitates an attorney but an experienced local attorney will assist you in making sense of the processes, and even ensure that the other motorist’s insurance doesn’t unreasonably pin the consequence on you for an accident. Keep in mind, just because you operate a motorbike and other people don’t, it doesn’t mean you have a lesser number of rights than they do.motorcycle accident lawyers

Finally, get in touch with a reliable Motorcycle Accident Attorney as soon as you have had your initial treatment. A motorcycle accident attorney is somebody who holds a specialty in the subject and can represent your case with accuracy. He knows the ramifications which are involved in a legal course of action. He can estimate the odds of your case and you can therefore acquire a clear notion of what would be the outcome of such a case. He will be representing you at the court. He is someone who knows how to present your case with all the gathered evidence. It’s essential to get in touch with a professional attorney to fight your case. However, you need to know the right way to look for the right person who can fight for your rights.

Personal Injury Law – Accident Injury Attorneys

Personal Injury Law – Accident Injury Attorneys

A personal injury claim is a demand for financial compensation from someone (or a company) that you alleged injured you personally. If the claim is not satisfied, a personal injury lawsuit may be filled. A personal injury lawsuit is a claim for money by an injured party against a party whose actions caused the injury.

Choosing a lawyer for a personal injury claim and/or a lawsuit is the one element of a personal injury case that is totally within the control of the injured party. The difference between a good decision and a poor decision when choosing an attorney can make the difference of a relatively pleasant experience and a nightmare. It can make the difference between being informed and making logical decisions or being treated like a baseball in a baseball game. It can also make an enormous difference in your final net compensation and your feeling of an appropriate resolution when the case is finalized.personal injury lawyers

This page is designed to provide guidance in the selection of the appropriate personal injury lawyer for you and your case. My intention is to provide you the tools to make a wise decision that will lead to an appropriate outcome with a minimum of stress.

Most people in need of an attorney for a personal injury matter know to seek out an attorney who practices personal injury law. However, an attorney who handles small auto accident cases is not likely to have the skill or resources to handle an auto accident case where the injuries are substantially exacerbated by a defect in the design of the automobile, the failure of safety systems or a highway defect. Most personal injury lawyers do not have the skill, experience or resources to pursue major cases, especially when complex issues are involved.

hat type of personal injury lawyer do you need?

Were you injured in an automobile accident, bitten by a vicious dog, experienced an on-the-job injury or victim of a defective product? How and where your injury occurred are important considerations in determining what type of lawyer you want. You want a lawyer who is very experienced with the type of accident that caused your injury.

What is the realistic value of your claim?

Most personal injury lawyers concentrate their efforts in a value range. For example, our firm will rarely ever take a case that has a realistic value under $50,000. Our operation is geared for larger cases. Some personal injury attorneys will not take a case over a certain value. Why? They do not have the time and resources to pursue large cases and may not have liability insurance to cover them. It may not be wise to retain a lawyer who has never been successful with a case of your size, from an experience point of view. You want a lawyer that regularly handles cases with a similar dollar value as yours.accident attorneys

Who will pay the costs of pursuing your claim through to the end?

Pursuing claims is expensive. The costs can run into the hundreds of thousands of dollars. Even a relatively simple auto accident trial can easily generate $25,000 in costs. Most of the better personal injury attorneys will advance the costs of pursuing your claim. The best attorneys will not ask you to repay them if the case is not successful. You want a lawyer that will advance the costs of the case and will not ask you to repay those costs if the case is not successful.

What does it cost to retain a personal injury lawyer?

Nearly every personal injury attorney works on a contingent fee basis. This means that the attorney’s fee is determined by a percentage of what is recovered. If there is no recovery, there is no fee. Usually, the fee percentage is higher in more complex, expensive or time-consuming cases. The percentage should be spelled out precisely in a written attorney-client fee agreement. Fee agreements and percentages are not set by law and are negotiable between the parties. You want a personal injury lawyer that will work on a contingent fee basis.